The only potential "catch" with a Roth is that you must qualify to fund one, and higher earners might not. Other than that, ...

Imagine you’re 65 with $1.2 million in an IRA and a lingering question: should you convert your account into a Roth IRA? The ...

In this interview, Roy Snarr explained the concept of a Roth conversion, highlighting the differences between traditional IRAs and Roth IRAs. He emphasized that converting funds from a traditional IRA ...

Required minimum distributions (RMDs) can cause a tax headache. If you don't need the money, you may want to leave your ...

Help clients maximize retirement contributions, utilize spousal IRAs, and explore backdoor Roth strategies before 2025 ends.

Your 401(k) or IRA could hide a tax time bomb. Withdrawals in retirement are taxed. RMDs at age 73 can spike income. Future ...

There are several tax-advantaged retirement accounts self-employed people can use to save and invest for retirement. Here are the five best options.

Proactively reviewing your health coverage, RMDs, and IRAs can lower retirement taxes in 2025 and 2026. Here’s how.

It does this by forcing you to take required minimum distributions (RMDs). These are mandatory annual retirement account ...

The 401(k) contribution limits are going up in 2026, and it does not make sense for everyone to try to max out their benefit.

Consider CCC loans as income or implement Roth conversions during low-income years to maximize after-tax dollars and create ...

Required minimum distribution amounts are calculated by dividing a life expectancy factor into the relevant account balance from Dec. 31 of the preceding year. For instance, to calculate RMD amounts ...