You can then request a direct rollover from your old employer's plan so the funds go straight into your IRA, which keeps your savings tax-deferred and avoids penalties. You can also do an indirect ...

Required minimum distribution amounts are calculated by dividing a life expectancy factor into the relevant account balance from Dec. 31 of the preceding year. For instance, to calculate RMD amounts ...

Millions of US workers are unknowingly losing billions of dollars in retirement savings to so-called “Safe Harbor IRAs” — accounts meant to temporarily hold small 401(k) balances but which have ...

Using an HSA (or health savings account) as a retirement account is the most underrated way to save and invest. One of my ...

The order in which you withdraw money from retirement accounts can significantly impact how much you owe in taxes. One of the most popular withdrawal strategies involves drawing from taxed accounts ...

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...

Imagine you’re 65 with $1.2 million in an IRA and a lingering question: should you convert your account into a Roth IRA? The ...

A Roth IRA is an individual retirement account that you fund with after-tax dollars. While you don't get a tax break now, your contributions and investment earnings grow tax-free.

This story is sponsored by B.O.S.S. Retirement Solutions. "If you have more than $200,000 in a traditional IRA or 401K, your family could have a big problem coming in retirement," warns financial ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But while investing in gold and other precious metals can be a smart way ...

On July 4, 2025, President Trump signed the One Big Beautiful Bill Act, a comprehensive tax and policy reform law that has dramatic implications for how U.S. employers handle payroll, benefits, ...