1. Our Collection and Use of Personal Information Personal Information includes information you provide us that can be used to uniquely identify or contact a single person, such as your name, address, ...

Secured credit cards are designed to help individuals improve their credit history and score. However, these cards differ from traditional unsecured cards in a few ways, and it’s important to ...

Auto insurance companies want to know whether you're a risk as a driver. The greater your risk factor, the more likely you might cost the insurance company money because it has to pay out if you get ...

How Do I Fix My Credit After Divorce? How you fix your credit after divorce depends on what you need to address. If your credit is going south because of joint accounts not being handled appropriately ...

As a public service, the staff of Credit.com provides this version of the Fair Credit Reporting Act (FCRA), prepared by the Federal Trade Commission.

The Ultimate Guide to Credit ScoresThe questions from readers keep pouring in and they almost all boil down to the same thing: "How do I improve my credit scores?" or "What effect will this action ...

If your phone is ringing off the hook with calls from debt collectors, it's not likely that you feel in control of the situation. But letting yourself feel scared or intimidated isn't a good option, ...

The worst has happened--you've gotten served papers for debt. But don't despair. Here are seven steps to defend yourself against a debt collection lawsuit.

Can checking your credit score hurt it? Generally, no. Learn about the different methods available to check your score without negatively impacting it.

So you’ve just applied for a new apartment, but the leasing office tells you that you’ll be needing a cosigner in order to sign your lease and move in. Why is this happening? Let’s explore the ins and ...

Scam Everlasting? After 25 Years, Debunked Faith Healer Still Preaching Debt ReliefIf you've ever channel surfed late into the night, you've probably seen Peter Popoff. He's a televangelist who looks ...

Here are 10 companies that came back from the dead.