This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can ...

The only potential "catch" with a Roth is that you must qualify to fund one, and higher earners might not. Other than that, they're the same in that both kinds of retirement accounts allow for ...

If you're taking a required minimum distribution from an IRA, 401(k) or other tax-deferred account and don't need the money ...

A Roth IRA is an individual retirement account that you fund with after-tax dollars. While you don't get a tax break now, your contributions and investment earnings grow tax-free.

Discover the ins and outs of investing in annuities within your IRA. Learn about tax implications, potential risks, and ...

Roy Snarr, host of Safe Money and Income Radio, is a nationally recognized expert in asset protection, long-term care, and retirement planning. As a Certified Financial Fiduciary, Life and Annuity ...

Roth IRAs don't offer a fixed interest rate — instead, the return depends on the investments you choose in the account. Many, or all, of the products featured on this page are from our advertising ...

The 401(k) contribution limits are going up in 2026, and it does not make sense for everyone to try to max out their benefit.

Roth conversions, if done right, can lower your tax bill over your lifetime. But be careful. Roth conversions pose traps, and the unwary can easily get caught. Here are eight factors to consider in ...

Getting married is a major life milestone that brings new opportunities—and new responsibilities—for your finances. If you’re newly married or planning to tie the knot, it’s important to understand ...

One generation tops the list for both highest retirement account balances and largest percentage of income contributed. See where you fall and if you need to save more.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But while investing in gold and other precious metals can be a smart way ...