The only potential "catch" with a Roth is that you must qualify to fund one, and higher earners might not. Other than that, ...

Imagine you’re 65 with $1.2 million in an IRA and a lingering question: should you convert your account into a Roth IRA? The ...

Required minimum distributions (RMDs) can cause a tax headache. If you don't need the money, you may want to leave your ...

Private sector employers in New York should get ready to comply with or certify their exemption from the New York State ...

Can you really retire a decade early? I asked ChatGPT for a plan—and the bold strategy it gave me might change how you think ...

It does this by forcing you to take required minimum distributions (RMDs). These are mandatory annual retirement account ...

The 401(k) contribution limits are going up in 2026, and it does not make sense for everyone to try to max out their benefit.

"I'm thinking of transferring the money to her Roth IRA, which was established when she was a teenager." (Photo subjects are ...

If you're inheriting an IRA, you might think you can let that money sit and grow until you need it. But there are rules ...

Getting married is a major life milestone that brings new opportunities—and new responsibilities—for your finances. If you’re newly married or planning to tie the knot, it’s important to understand ...

Roth conversions, if done right, can lower your tax bill over your lifetime. But be careful. Roth conversions pose traps, and the unwary can easily get caught. Here are eight factors to consider in ...

You may be saving more in an easy-to-contribute retirement savings vehicle, but you're giving up a great deal of flexibility.