My late husband's son is listed as beneficiary on his IRAs. Where does that leave me?

My husband passed away in June 2025. I was unaware that he had several IRAs (worth a few thousand dollars). When I found the paperwork, I discovered that his son was named as the beneficiary. I ...
Messenger-Inquirer

Planning for beneficiaries with special needs requires care

Although the most common method for distribution is outright to beneficiaries directly, for some beneficiaries, an outright distribution can lead to significant problems. Particularly for ...

I was the beneficiary of my late wife’s IRA and 401(k) — but I want our kids to get the cash. Do I still have to take minimum distributions one day?

The easiest way for Stan to manage this situation may be to roll his late wife’s 401 (k) and Roth IRA investments into his ...
The News-Enterprise

Tips for planning for beneficiaries with special needs

Although the most common method for distribution is outright to beneficiaries directly, for some beneficiaries, an outright distribution can lead to significant problems. Particularly for ...