This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can ...

Converting a large sum like $865,000 to a Roth IRA is a strategic move for long-term tax benefits – including tax-free ...

A 24-year-old Reddit user is trying to decide whether to open a Roth IRA. He’s concerned about market volatility and doesn’t know what to buy. A financial advisor could help him decide where best to ...

A Roth conversion—when you take money from a tax-deferred account, like a traditional 401(k) or IRA, and put it into a Roth ...

Discover the tax benefits and withdrawal flexibility of Roth IRAs for retirees, including contributions, tax-free earnings, and strategies for passing wealth to heirs.

Every week, Allworth Financial’s Steve Hruby, CFP®, and Bob Sponseller, ChFC®, answer your questions. If you, a friend, or someone in your family has a money issue or problem, feel free to send those ...

If you are planning to retire in the next five years, it is critical that you analyze your current investment assets and the ...

A little bit of knowledge and planning can go a long way toward helping you build a nest egg for your retirement. One great way to start building that nest egg is with an IRA -- a tax-advantaged ...

The IRA is a cornerstone for many, allowing you to build a nest egg with investments that fit your risk profile. You pick the financial institution; you manage the investments. In other words, it’s ...

Carol explained that she had rolled a 401(k) from a former job into a traditional IRA. Later, she began contributing to that IRA with after-tax money — without realizing that, unlike a Roth IRA, she ...

It was 2016 when I first learned what a Roth IRA was. I opened one immediately and committed to maxing it out -- $5,500 that first year. Since then, I've repeated the max contributions every year. In ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. The stock market has been volatile in recent weeks as ...