A Roth IRA is an individual retirement account that you fund with after-tax dollars. While you don't get a tax break now, your contributions and investment earnings grow tax-free.

American investors are flush with choices in how they save for their retirement. In the late 1990s, Congress created a doozy of a retirement account with the Taxpayer Relief Act of 1997. It's so good ...

This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can ...

If you're taking a required minimum distribution from an IRA, 401(k) or other tax-deferred account and don't need the money ...

For anyone who's recently opened a Roth IRA, this rule will apply. Simply circle the calendar and start a countdown to avoid ...

A Roth IRA can be an excellent way to save for retirement. You contribute and invest money, your investments can grow and compound tax-free, and you'll pay no income taxes on your eventual withdrawals ...

Opening a Roth IRA is a smart financial move, but it’s easy to get wrong. From skipping key setup steps to making costly investment mistakes, even well-meaning investors can sabotage their growth.

Although saving and investing for retirement looks different for everyone, the end goal is typically the same for most people: ensure you have enough saved to have as financially stress-free of a ...

Most of the money in million-dollar Roth IRAs probably didn't start in these accounts. There's a case to be made for holding your highest-growth investment prospects in Roth retirement accounts.

What do investing “newbies” need to know about Self-Directed Roth IRAs? American IRA recently answered that question with a list of tips at its blog. ASHEVILLE, NORTH CAROLINA, UNITED STATES, January ...