Caring for a child or parent can mean a drop in income and a lower tax bracket. Why not take advantage by moving money into a ...

This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can ...

Recently, I received a host of questions about Roth conversions. So instead of answering one question, I’m going to tackle several today. Q. Dan, what can I do if I converted more than I should have?

If you have a self-directed IRA or 401(k) and want to convert it into a Roth IRA, you may be concerned about your options and taxes. These retirement accounts are taxed in different ways, and you’ll ...

Carol explained that she had rolled a 401(k) from a former job into a traditional IRA. Later, she began contributing to that IRA with after-tax money — without realizing that, unlike a Roth IRA, she ...

Roth IRAs don't feature required minimum distributions (RMDs). Normally, you can take money out in retirement without paying taxes on it. IRAs do have much lower contribution limits than 401(k)s, ...