A Roth IRA is an individual retirement account that you fund with after-tax dollars. While you don't get a tax break now, your contributions and investment earnings grow tax-free.

Traditional IRA provides $142,322.17 more in after-tax value (30.88% advantage) Your tax rate is expected to decreasefrom 24.00% to 22.00%in retirement Reinvesting Traditional IRA tax savings adds ...

Learn how to identify excess IRA contributions and the steps to fix them, avoid penalties, and manage your retirement savings effectively.

Discover the ins and outs of converting an annuity to a Roth IRA. Understand this conversion's steps, benefits, drawbacks, ...

Retirees with significant assets often have to plan around required minimum distributions (RMDs). If you already have ...

Carol explained that she had rolled a 401(k) from a former job into a traditional IRA. Later, she began contributing to that IRA with after-tax money — without realizing that, unlike a Roth IRA, she ...

Ultimately, the answer to your first question comes down to your personal finances. What you have for your retirement, what you need to live on in your retirement and how much, if anything, you want ...