Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Florida lawmakers aimed to curb rising property insurance costs and excessive litigation by changing lawsuit rules in 2022. Despite some insurers requesting rate decreases or maintaining current rates ...

Most Americans have some property insurance, but only a small percentage actively monitor how their rates change over time. While some major events, such as a serious car accident or significant home ...