This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can ...

Starting a Roth IRA is one of the smartest ways to build tax-free retirement income — and the best part? You can open one in less than 15 minutes. Whether you’re in your 30s and just starting to ...

A little bit of knowledge and planning can go a long way toward helping you build a nest egg for your retirement. One great way to start building that nest egg is with an IRA -- a tax-advantaged ...

For 2025, the annual Roth IRA contribution limit is $7,000, and if you're age 50 or older, you can contribute an additional $1,000 catch-up contribution.

Opening a Roth IRA is a smart financial move, but it’s easy to get wrong. From skipping key setup steps to making costly investment mistakes, even well-meaning investors can sabotage their growth.

Discover the tax benefits and withdrawal flexibility of Roth IRAs for retirees, including contributions, tax-free earnings, and strategies for passing wealth to heirs.

Roth IRAs have been around for more than 20 years, and many people may have forgotten or never learned about how valuable they can be. Even small contributions over time can translate into a ...

Saving for retirement is one of the smartest things you can do for your future, but choosing between different retirement accounts can sometimes feel overwhelming. Two of the most common options are ...

Carol explained that she had rolled a 401(k) from a former job into a traditional IRA. Later, she began contributing to that IRA with after-tax money — without realizing that, unlike a Roth IRA, she ...

But there's a major drawback to having a traditional retirement account. Once you turn 73, you'll be forced to take required minimum distributions, or RMDs (though for workers born in 1960 or later, ...

Gina Young is an accomplished finance writer who has written for publications including SuperMoney, Examiner, Lexington Law, Talk Markets, and CreditRepair.com. Throughout her career in finance, Gina ...