This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can ...

In a previous article about Roth conversions, an advisor wrote: "For many folks, a prime time for Roth conversions takes ...

Converting a 401(k) to a Roth IRA can potentially provide valuable long-term benefits, but it also triggers a tax bill that ...

Caring for a child or parent can mean a drop in income and a lower tax bracket. Why not take advantage by moving money into a ...

A Roth in-plan conversion lets you take a distribution that is rollover-eligible from your 401(k) plan and roll it over to a Roth account in the same plan. The Roth in-plan conversion can be a ...

Does it make sense to pay taxes on my retirement accounts today rather than wait until later in retirement? It depends. If ...

It does this by forcing you to take required minimum distributions (RMDs). These are mandatory annual retirement account ...

The retirement industry can still make big strides to help participants realize tax-advantaged strategies when taking plan ...

For some, the end of Halloween ushers in the holiday season. For personal finance nerds like me, it means that it’s time for ...

To balance the budget, SECURE 2.0 Section 603 added a requirement that catch-up contributions for certain “high earners” must be designated Roth, rather than pre-tax. For plans that already permit ...

I’m furloughed due to the government shutdown. I’m a civilian employee in my late 40s who is reporting for duty and not being paid. Given the unknown length of the government shutdown, I’m trying to ...