A Roth IRA is an individual retirement account that you fund with after-tax dollars. While you don't get a tax break now, your contributions and investment earnings grow tax-free.

This says that you must wait until the converted funds have been in your Roth IRA for at least five years before you can ...

Converting a large sum like $865,000 to a Roth IRA is a strategic move for long-term tax benefits – including tax-free ...

Imagine you’re 65 with $1.2 million in an IRA and a lingering question: should you convert your account into a Roth IRA? The ...

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Maximizing contributions to the Roth IRA and investing primarily in equities is a wise idea for a young, new investor. Investing in index funds or Berkshire Hathaway are a wise idea to set one’s ...

Retirement planning can feel like solving a jigsaw puzzle, especially for high-income households. If you’re earning too much to qualify for a Roth IRA directly, you might assume that the Roth IRA’s ...

I’m a 30-year-old newly graduated orthodontist with substantial student debt, planning to live at home temporarily to pay it off. I inherited $50,000, which I’ve kept in a CD and used the proceeds to ...