Merchant cash advances offer fast funding to SMBs with APRs up to 200%, easy approval with poor credit, but high costs and daily repayments strain cash flow.

According to the program’s press release, qualified sellers must have three months of sales history with eBay and an average of one transaction each month in order to qualify for the advance. They ...

Discover allows its cardholders to get up to $120 in cash without a cash advance fee at more than 70 stores across the country – every 24 hours with no monthly limit. Normally, a cardholder would need ...

The operator of a cash-advance app has run into trouble with the Federal Trade Commission — for the same reasons one of its competitors was penalized by the agency in November. On Jan. 2, the FTC ...

As a bankruptcy, restructuring and creditors’ rights attorney, as well as a chapter 11 bankruptcy trustee, I have seen an increasing number of debtors in, and outside of, bankruptcy with merchant cash ...

In today's tight financial climate, it's not uncommon to come up short between paychecks. Inflation may have eased somewhat, but the cost of living is still high, and for many, that means turning to ...

A credit card cash advance provides instant access to funds during emergencies but carries high interest rates, transaction ...

State regulators shouldn't allow fintech-enabled earned wage access programs to become the new face of predatory lending, write Lauren Saunders and Yasmin Farahi. States are starting to grapple with ...

Nearly one in four Americans don’t have an emergency fund, according to Bankrate. If you’re among those without enough cash on hand to cover an unexpected expense, you may be tempted to use a credit ...

Fintechs offering workers early access to their pay are getting taken to court over hidden fees and lax disclosures, even as ...