Most of us know how to use our credit card to make purchases, but not everybody knows how to get cash from a credit card at ...
Your credit card is a tool that can help you make purchases and pay some of your bills, but you can use it when you need cash, too. A cash advance allows you to borrow money against your available ...
Merchant cash advances offer fast funding to SMBs with APRs up to 200%, easy approval with poor credit, but high costs and daily repayments strain cash flow.
A merchant cash advance forwards cash against future sales. MCAs have aggressive repayments that disrupt profitability until it’s repaid. Borrowing fees are high with rates of 50 percent to 100 ...
Fintechs offering workers early access to their pay are getting taken to court over hidden fees and lax disclosures, even as ...
Earned wage access allows employees to get early access to their paychecks. Earned wage access is not a loan, so interest and loan fees are not normally charged. Employers sign up for earned wage ...
Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...