Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Here’s what really affects your car insurance costs and what you can do to improve the final number ...

Save up to 20% on car insurance by bundling policies, plus learn how driver safety courses, higher deductibles and ...

Car insurance rates averaged $2,297 annually in early 2026, according to Experian, or about $191 per month. For full-coverage ...

The average American pays $2,677 per year for full coverage car insurance, according to Bankrate. But your personal costs depend heavily on where you live. In some states, average premiums top $4,000 ...

Car insurance rates rose 12% from 2024 to 2025, according to Bankrate's True Cost of Auto Insurance report, after already ...

WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more. Car ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...